Miami Hurricanes vs Florida Gators Picks and Predictions September 20th 2025

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The Florida Gators head to Hard Rock Stadium to take on the Miami Hurricanes in Week 4 of the 2025 regular season. The game is set for Saturday, September 20, 2025, at 7:30 PM and will be broadcast on ABC. The Gators come into this game with a 1-2 record, including a 0-1 road record.

On the other side, the Miami Hurricanes are ranked #4 in the AP poll and have a perfect 3-0 record this season. They have been strong at home, with all three wins coming at Hard Rock Stadium. Last season, Miami defeated Florida 41–17 at Ben Hill Griffin Stadium, covering the spread and hitting the over on points.

Florida vs Miami CFB Key Information

  • Sport: College Football
  • Teams: Florida Gators vs. Miami Hurricanes
  • Venue: Hard Rock Stadium, Miami Gardens, FL
  • Date: Saturday, September 20, 2025
  • Betting Odds: Florida Moneyline +242, Miami Moneyline -301, Florida Spread +7.5 (-112), Miami Spread -7.5 (-108), Total Over 51.0 (-109), Total Under 51.0 (-110)

No. 4 Miami looks to stay unbeaten in rivalry clash vs. Florida

The Miami Hurricanes have surged into the Top 5 with a 3-0 start and two ranked wins under Mario Cristobal. Now they welcome the Florida Gators to Miami Gardens in one of college football’s most storied rivalries. The Hurricanes dominated South Florida last week, while Florida fell to LSU and dropped out of the Top 25. With both teams heading in different directions, bettors following college football odds will be watching closely as Miami looks to cover another big spread at home.

Betting Odds and Trends

TeamSpreadMoneylineTotal O/U
Miami-7.5 (-110)-300Over 51.0 (-110)
Florida+7.5 (-110)+240Under 51.0 (-110)

The Florida Gators Can Win If…

The Florida Gators must eliminate turnovers and capitalize on their defensive strength. Quarterback DJ Lagway has thrown for 629 yards and five touchdowns this season, but his five interceptions against LSU cost the Gators dearly. If he protects the football and connects with Vernell Brown III, who leads with 197 receiving yards, Florida can find rhythm offensively.

The Gators’ ground game also provides balance. Jadan Baugh has rushed for 243 yards, and his ability to keep the chains moving helps Florida sustain drives. With 71 first downs this season (16th nationally), Florida has shown they can control tempo when they avoid mistakes.

Defensively, the Gators have been stout, allowing just 38 points across three games. Ranking 24th in points against, this unit can keep the game within striking distance. For Florida to pull the upset, the defense must limit explosive plays and Lagway must bounce back with his most efficient game of the season.

The Miami Hurricanes Can Win If…

The Miami Hurricanes can stay unbeaten by riding Carson Beck’s hot hand and their opportunistic defense. The Georgia transfer has completed nearly 80% of his passes for 812 yards and seven touchdowns, proving to be an immediate answer at quarterback after the departure of Cam Ward.

Running back Mark Fletcher Jr. has powered the rushing attack with 272 yards and four touchdowns, while Miami’s offensive line has allowed only two sacks all year. If Fletcher continues to produce and Beck stays clean in the pocket, the Hurricanes’ offense should continue humming.

Defensively, Miami has been dominant, ranking 9th in sacks and 4th in interceptions. Against Florida’s turnover-prone quarterback, the Hurricanes are well-positioned to generate game-changing plays. If the defense continues to swarm and the offense sustains long drives, Miami will defend its home field and cover the spread.

The Lean

Miami enters as a 7.5-point favorite, and their balance on both sides of the ball supports laying the points. Florida’s inconsistency at quarterback and recent struggles suggest Miami can win comfortably at home. The projection of 35-21 aligns with Miami -7.5 as the recommended side.

The total is set at 51.0, and both teams have the firepower to push the number higher. Miami has scored 121 points in three games while Florida has averaged over 20 points per contest despite offensive issues. The model projects 56 points, making the over 51.0 the stronger play.

Game Preview Recap

Miami enters with momentum after throttling South Florida 49-12 behind Carson Beck’s 371 passing yards. Beck has quickly settled in as one of the ACC’s top quarterbacks, combining efficiency with explosiveness. Fletcher Jr. and a powerful offensive line have given the Hurricanes balance, while the defense has cut opponents down to just 13 points per game.

Florida, meanwhile, has fallen from the Top 25 after back-to-back losses. DJ Lagway flashed his talent with 287 yards against LSU, but five interceptions overshadowed the performance. Coach Billy Napier insists his team is “close to being pretty dangerous,” pointing to the defense’s consistency as reason for optimism.

The rivalry adds even more weight. Miami leads the all-time series 30-27, including a 41-17 win in Gainesville last season. Florida hopes to avoid dropping a third straight game for the first time since 2023, while Miami looks to solidify itself as a legitimate CFP contender.

Recent Matchups

YearWinnerScore
2024Miami41-17
2019Florida24-20
2013Miami21-16