Memphis at Charlotte Best Pick, Prediction and Odds

Memphis visits Charlotte on Saturday 3 October, at Jerry Richardson Stadium in Charlotte, with kickoff at 3:30 PM ET.

This is the early page for the game: what is already known. Our full prediction, with the call and the numbers behind it, goes up on this page before kickoff.

The two teams in 2026, through 23 September

Memphis is 3-1 this season. Most recently it beat UT Martin 45-21 at home on 19 September. It has scored 33.5 points a game and allowed 26.0.

Charlotte is 0-3 this season. Most recently it lost to App State 26-21 on the road on 19 September. It has scored 23.7 points a game and allowed 36.7.

Last season

Memphis went 8-5 in 2025, scoring 32.5 points a game and allowing 23.2. Its season ended with a loss against NC State, 31-7.

Charlotte went 1-11 in 2025, scoring 14.3 points a game and allowing 36.3.

The early line

No line was posted when this page was written. The full prediction adds it.

The teams

The Memphis Tigers and Charlotte 49ers team pages hold both schedules and last season’s results. Every game this week is on our college football predictions page.

Memphis at Charlotte, Saturday 3 October, 3:30 PM ET, at Jerry Richardson Stadium in Charlotte. Results: ESPN, read 24 September 2026.