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Tulane vs Charlotte Best Pick, Prediction and Odds

By Grant WellerUpdated 29 Oct 2026

No bet on Tulane -8.5. Our number has Tulane by 10.7, a gap of 2.2 points, and the bar for a bet is 3.

Tulane is an 8.5-point favorite at Charlotte at DraftKings. Our number is Tulane by 10.7, so our line would be Charlotte +10.7. The gap leans toward Tulane, but at 2.2 points it falls short of the 3-point threshold. This prediction passes.

The prices

DraftKings has Tulane -8.5 at -112 and Charlotte +8.5 at -108, read 29 October 2026 at 13:05 UTC. Charlotte opened at +13.5.

Charlotte opened +13.5 and is +8.5 nowCharlotte's line, from the open to nowpickopen +13.5now +8.5Negative numbers mean Charlotte is giving points. The line has moved 5 points toward Charlotte.
Prices: DraftKings via ESPN, read 2026-10-29 13:05 UTC.

The moneyline is Tulane -345 and Charlotte +275. A book builds in a margin, the extra that makes the two prices add to more than 100%. With the margin removed, those prices give Tulane a 74.4% chance to win and Charlotte 25.6%. ESPN’s FPI is higher on Tulane, at 85.4%. The moneyline is context only. The method stakes the spread.

How 10.7 is reached

Our number is half the difference between the home team’s average margin at home and the visitor’s average margin on the road. It counts FBS opponents only, over 2025 and 2026 together, and leaves out bowl and playoff games as neutral.

Charlotte is 0-7 at home against FBS teams over that span, losing by 28.0 points a game. Tulane is 4-6 on the road against FBS teams, losing by 6.7 a game. Half the difference is 10.7 points in Tulane’s favor.

Moneyline implies Tulane 74.4 percent, Charlotte 25.6 percentChance to win the game, as pricedTulane 74.4%Charlotte 25.6%From DraftKings's moneylines, Tulane -345 and Charlotte +275, margin removed.
Source: DraftKings via ESPN, read 2026-10-29 13:05 UTC.

The samples are 7 games and 10 games. Both clear the 4-game minimum the rule sets. Against the 8.5 at DraftKings, the gap is 2.2 points.

Charlotte at home, Tulane on the road

Two of Charlotte’s seven home games against FBS teams are from this season: a 34-7 loss to Louisiana on 26 September and a 59-8 loss to Memphis on 3 October. The rest are from 2025, when Charlotte went 0-11 against FBS teams. Its 43-41 home loss to The Citadel on 5 September is outside the number, because The Citadel is not an FBS team.

Tulane’s three road games this season were losses: 17-3 at Duke, 31-20 at Kansas State and 20-17 at Army on 10 October. The road wins in the sample all come from 2025, when Tulane went 4-3 away from home. That makes Tulane’s half of the number mostly last season’s team.

The halves the method leaves out point the same way. Tulane is 3-1 at home this season and went 7-0 at home in 2025. Charlotte is 1-3 on the road this season, the one win a 38-31 result at Temple on 17 October, and went 0-5 on the road in 2025.

This season so far

None of what follows is in our number. Tulane is 3-4, 1-2 in the American Conference, scoring 20.3 points a game and allowing 24.6, a margin of -4.3. All seven of its games have been against FBS teams. Its last game was a 42-19 home loss to UTSA on 24 October, after a 31-17 home win over Memphis on 16 October.

2026 point margin in every game, Charlotte and Tulane2026: point margin in every game so farCharlotte1-6, -21.4 a game-2-32-5-27-51-40+7Tulane3-4, -4.3 a game-14+4-11+3-3+14-23Coloured bars are wins, dark grey losses, light grey games against teams outside the FBS.
Source: ESPN results, read 29 October 2026; cross-checked with Nucleus for games up to its 11 October pull.

Charlotte is 1-6, 1-2 in conference, scoring 19.1 and allowing 40.6, a margin of -21.4. Against FBS teams alone it is 1-5 with a margin of -24.7 a game. Its streak is one win, the result at Temple.

On this season’s FBS margins, Tulane is -4.3 and Charlotte -24.7. That gap is wider than the spread, but it is outside the method and the method does not move for it.

Last season and the meeting

Tulane went 11-3 in 2025, scoring 27.7 points a game and allowing 23.9, a margin of +3.8. It lost 41-10 to Ole Miss on 20 December 2025 in the postseason. Charlotte went 1-11 at -22.0 a game, scoring 14.3 and allowing 36.3.

2025 point margin in every game, Charlotte and Tulane2025: point margin in every game, bowls and playoffs includedCharlotte1-11, -22.0 a game-23-17+7-11-28-17-35-34-26-21-32-27Tulane11-3, +3.8 a game+20+2+7-35+17+7+7-22+6+11+24+27+13-31Oldest game on the left. Light grey bars are games against teams outside the FBS.
Source: ESPN results, read 29 October 2026.

The two teams met once in the span. Tulane won 27-0 on 29 November 2025, at Tulane. That was a Tulane home game, so it is not in our number, which uses only Charlotte at home and Tulane on the road.

Pick: No bet

No bet. The gap is 2.2 points toward Tulane, against a 3-point threshold.

Tulane -8.5 is priced at -112 and Charlotte +8.5 at -108, at DraftKings, read 29 October 2026 at 13:05 UTC. Charlotte opened at +13.5. At 8.5, the market sits 2.2 points from our 10.7, and the rule calls that a fair price.

What kills the bet

The call is a pass, so this is what would make it a bet. Tulane becomes the bet at -7.7 or better. Charlotte becomes the bet at +13.7 or better. Even the opening +13.5 sat short of that mark.

The injury list on the ESPN game page, read 29 October 2026 at 13:05 UTC, carried no entries. Check the lineups before you bet.

The total

The total is 47.5, up from 45.5 at the open. The over is -105 and the under -115, at DraftKings, read 29 October at 13:05 UTC.

Game totals for Charlotte and Tulane against 47.5Total points in every game against FBS teams, 2025 and 2026, against this game's 47.5203040506070809047.5Charlotte8 of 17 over 47.5Tulane13 of 21 over 47.5Each dot is one game against an FBS team. Dots stack where games had the same total.
Source: ESPN results, read 29 October 2026; cross-checked with Nucleus for games up to its 11 October pull. The line: DraftKings via ESPN, read 2026-10-29 13:05 UTC.

Against FBS teams across 2025 and 2026, Charlotte’s games went over 47.5 in 8 of 17, and Tulane’s in 13 of 21. This season Charlotte’s six FBS games produced 50, 47, 41, 67, 60 and 69 points. Tulane’s seven produced 20, 52, 51, 45, 37, 48 and 61.

The method stakes the spread only, and these are counts. No bet on the total at 47.5.

Tulane at Charlotte, Friday 30 October, 7:00 PM ET, Jerry Richardson Stadium, Charlotte. Prices: DraftKings via ESPN, read 29 October 2026, 13:05 UTC. Results: ESPN, 2025 and 2026 seasons, checked against Nucleus. Rankings: 2026 NCAA Football Rankings, AP Poll Week 9. Injuries: ESPN game page, read 29 October 2026, 13:05 UTC.