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Charlotte 49ers

College Basketball

The 49ers made all of their 2025-26 money in one month: 7-1 in January, six covers in eight, 6.17 units. Across the other four months, backing Charlotte to win lost 9.85 units.

January, and the rest

Charlotte went 7-1 in January 2026 and covered six of the eight spreads. One unit on the 49ers to win each of those games returned 6.17, and the season’s best price landed inside it: a 104-100 home win over Wichita State on 3 January at +220.

November lost 4.4 units, December 1.84, February 2.35 and March 1.26: 9.85 given back. Over the 33 games with a moneyline the 49ers finished 3.68 units down.

The 49ers 2025-26 regular season, game by game2025-11-03 v Indiana State Sycamores 92-762025-11-07 v Tennessee Tech Golden Eagles 70-652025-11-11 v Davidson Wildcats 55-622025-11-16 at Virginia Tech Hokies 76-842025-11-21 at App State Mountaineers 63-652025-11-23 v Shaw Bears 83-792025-11-27 v Illinois State Redbirds 69-792025-11-28 v Richmond Spiders 66-712025-12-02 v North Carolina A&T Aggies 74-572025-12-07 v Utah State Aggies 53-792025-12-14 at Charleston Cougars 67-742025-12-18 v Lafayette Leopards 81-672025-12-21 v UIC Flames 88-762025-12-30 v Temple Owls 73-762026-01-03 v Wichita State Shockers 104-1002026-01-07 at UTSA Roadrunners 74-582026-01-11 at Rice Owls 74-732026-01-14 v Tulsa Golden Hurricane 74-862026-01-18 at East Carolina Pirates 73-702026-01-23 v Tulane Green Wave 73-702026-01-28 at Temple Owls 80-762026-01-30 v Rice Owls 80-702026-02-04 at Wichita State Shockers 64-742026-02-08 at Memphis Tigers 54-772026-02-15 v UTSA Roadrunners 79-882026-02-18 at Tulsa Golden Hurricane 74-792026-02-21 v East Carolina Pirates 68-562026-02-25 v North Texas Mean Green 80-792026-03-01 at Florida Atlantic Owls 76-772026-03-04 v UAB Blazers 74-802026-03-08 at South Florida Bulls 60-832026-03-12 v Tulane Green Wave 74-602026-03-13 v UAB Blazers 83-782026-03-14 v South Florida Bulls 64-86Wins above the line, losses below; bar length is the margincovered the spreaddid not cover0
17-17 in 34 games. Source: ESPN results and pre-game lines.

17 covers in 32

Charlotte covered 17 spreads and missed 15; Shaw and Richmond were played with no spread posted. As favorites the 49ers won 11 of 14, covered 9 and made 2.57 units on the moneyline, a figure 33 Division I teams beat. As underdogs they won 5 of 19 and covered 8 of 18; a unit on them each time lost 6.26.

The 49ers at home, away, as favorite and as underdogHome (17)won 11 (64.7%)covered 9 of 16 (56.2%)Away (12)won 4 (33.3%)covered 6 of 12 (50.0%)Favorite (14)won 11 (78.6%)covered 9 of 14 (64.3%)Underdog (19)won 5 (26.3%)covered 8 of 18 (44.4%)50%
2025-26 regular season. Neutral-site games are in neither home nor away. Source: ESPN results and pre-game lines.

Home and away

Straight up Charlotte were 11-6 at home, 4-8 away and 2-3 at neutral sites. The 12 priced road games lost 4.21 units. The costliest result came at home, though: UTSA won 88-79 on 15 February with Charlotte priced at -1200, after the 49ers had beaten them 74-58 on the road on 7 January.

One unit on the 49ers to win, every game0-6-4-2-3.68 unitsfirst gamelast game
Running total over 33 priced 2025-26 regular-season games, at the pre-game moneyline. Source: ESPN results and pre-game lines.

The American Conference

Tulane and East Carolina lost twice each to Charlotte, and all four were covered, the second Tulane win coming 74-60 in the conference tournament. South Florida won both meetings by 22 or more, the last 86-64 in the semifinal, and Tulsa won both of theirs.

The total

Nineteen overs and 14 unders in 33 games with a posted total, a 57.6% over rate; 48 Division I sides beat that figure and ten matched it, so there is no lean in it.

Questions and answers

Did the 49ers cover the spread in 2025-26?

In 17 of 32 games with a spread, 53.1%.

What was Charlotte’s best month to bet?

January 2026: 7-1 straight up, six covers in eight, and 6.17 units on the moneyline.

How did Charlotte do as an underdog?

5-14 straight up and 8 of 18 against the spread; one unit on them to win each time lost 6.26.

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