North Texas is the AAC favorite at +164 on DraftKings, with UTSA a step behind at +170 and Memphis third at +295. North Texas and UTSA are the two teams still unbeaten in the league, both 4-0.
They meet in San Antonio on Saturday, November 14, the only game left between teams in the top three of the betting. The American Championship Game is on Saturday, December 5.
AAC standings after Week 9
| Team | League | Overall | League games left |
|---|---|---|---|
| UTSA | 4-0 | 7-1 | 4 |
| North Texas | 4-0 | 6-2 | 4 |
| Memphis | 4-1 | 7-2 | 3 |
| Army | 4-2 | 5-3 | 2 |
| South Florida | 2-2 | 6-2 | 4 |
| Florida Atlantic | 2-2 | 5-3 | 4 |
| East Carolina | 2-2 | 4-4 | 4 |
| Tulane | 2-2 | 4-4 | 4 |
| UAB | 2-2 | 4-4 | 4 |
| Tulsa | 1-3 | 4-4 | 4 |
| Temple | 1-3 | 2-6 | 4 |
| Charlotte | 1-3 | 1-7 | 4 |
| Navy | 1-4 | 2-6 | 3 |
| Rice | 0-4 | 1-7 | 4 |
Teams are ordered by league record, from ESPN’s standings for the league it lists as the American Conference, read November 1, 2026, at 16:23 UTC, after every league game through Saturday, October 31. No AAC team was in the AP Top 25 of October 25. 30 league games have been played and 26 are left.
North Texas has scored at least 45 points in each of its league wins: 45-44 in overtime at Tulsa, 50-10 over Charlotte, 49-39 at Navy and 48-41 over Florida Atlantic on October 29. UTSA has won closer, 16-14 at Rice, 31-24 over South Florida and 38-34 over Navy, before a 42-19 win at Tulane on October 24. Its one loss all season was 30-6 at Texas on September 19.
Memphis is 4-1. Its loss was 31-17 at Tulane on October 16, and it beat Army 49-22 on Saturday. Army is 4-2 with two league games left, the fewest in the conference.
AAC championship odds
| Team | DraftKings | Break-even |
|---|---|---|
| North Texas | +164 | 37.9% |
| UTSA | +170 | 37.0% |
| Memphis | +295 | 25.3% |
| Army | +1300 | 7.1% |
| South Florida | +2900 | 3.3% |
| East Carolina | +6900 | 1.4% |
| Tulane | +7800 | 1.3% |
| Florida Atlantic | +8000 | 1.2% |
| UAB | +14000 | 0.7% |
These are DraftKings’ AAC winner prices as ESPN listed them on November 1, 2026, at 16:23 UTC. The board lists nine of the 14 teams. Break-even is 100 divided by the price plus 100: North Texas at +164 has to win the league 37.9% of the time to pay back what it costs, and UTSA at +170 needs 37.0%.
On September 24 the same book had UTSA first at +375, Memphis second at +475 and South Florida third at +500, with North Texas at +950. Tulsa, 3-0 that day and +800, is 1-3 in the league now and has no price. A futures bet only pays over time when your own estimate of a team’s chance is higher than its break-even figure.
The games still to play
Every AAC game left, from ESPN’s schedule. Kickoff times and TV are ESPN’s too, and a game showing none has not had them set yet.
| Date | Kickoff (ET) | Game | TV |
|---|---|---|---|
| Thu Nov 5 | 7:30 p.m. | UTSA at Florida Atlantic | ESPN |
| Fri Nov 6 | 7:30 p.m. | South Florida at East Carolina | ESPN2 |
| Sat Nov 7 | noon | Tulsa at Tulane | ESPNU |
| Sat Nov 7 | 3:30 p.m. | Charlotte at UAB | ESPN+ |
| Sat Nov 7 | 3:30 p.m. | Temple at Navy | CBSSN |
| Sat Nov 7 | 4 p.m. | Rice at North Texas | ESPNU |
| Thu Nov 12 | 8 p.m. | Memphis at South Florida | ESPN |
| Sat Nov 14 | time not set | East Carolina at Charlotte | – |
| Sat Nov 14 | time not set | Florida Atlantic at Tulsa | – |
| Sat Nov 14 | time not set | North Texas at UTSA | – |
| Sat Nov 14 | time not set | Tulane at Rice | – |
| Sat Nov 14 | time not set | UAB at Temple | – |
| Thu Nov 19 | 7:30 p.m. | Rice at Temple | ESPN |
| Sat Nov 21 | time not set | Charlotte at Tulsa | – |
| Sat Nov 21 | time not set | South Florida at Florida Atlantic | – |
| Sat Nov 21 | time not set | North Texas at Tulane | – |
| Sat Nov 21 | time not set | UTSA at UAB | – |
| Sat Nov 21 | noon | East Carolina at Army | CBSSN |
| Sat Nov 21 | noon | Memphis at Navy | – |
| Fri Nov 27 | time not set | Florida Atlantic at East Carolina | – |
| Fri Nov 27 | time not set | Temple at Memphis | ESPN |
| Fri Nov 27 | time not set | Tulane at South Florida | – |
| Sat Nov 28 | time not set | Tulsa at UTSA | – |
| Sat Nov 28 | time not set | Army at Rice | – |
| Sat Nov 28 | time not set | Navy at Charlotte | – |
| Sat Nov 28 | time not set | UAB at North Texas | – |
UTSA starts at Florida Atlantic on Thursday, November 5, at 7:30 p.m. ET on ESPN, then hosts North Texas, goes to UAB and closes with Tulsa at home on November 28. North Texas hosts Rice on November 7, then plays at UTSA and at Tulane before UAB visits on November 28. Memphis plays neither of them: it goes to South Florida on Thursday, November 12, and to Navy on November 21, and hosts Temple on Friday, November 27.
The championship game
The American Championship Game is on Saturday, December 5, 2026, at 8 p.m. ET on ABC. ESPN does not list a venue for it yet, and both places in it are open.
Last season’s game was played at Yulman Stadium in New Orleans on December 5, 2025, where Tulane beat North Texas 34-21. Tulane is 2-2 in the league this season.
Where to go next
Our game-by-game calls, with the side and the number, are on the college football predictions hub, and the coming week’s games are on the Week 10 page. A futures price is one book’s number, and others can differ, so compare them in our sportsbook reviews before you pay +164 for North Texas or +170 for UTSA.
Bigger leagues are on the same board: SEC odds, Big Ten odds, ACC odds and Big 12 odds, with Conference USA odds. Picks from the site’s handicappers are on the handicappers page.
Standings and results: ESPN, read November 1, 2026, 16:23 UTC. Prices: DraftKings via ESPN, read November 1, 2026, 16:23 UTC. Rankings: the AP Top 25 of October 25, 2026, from ESPN. Championship game: ESPN’s Week 14 schedule, read November 1, 2026. Last season’s final and the UTSA at Texas score: ESPN.