Our number has Navy by 9.6. Navy is a 2.5-point favorite. Take Navy -2.5.

Navy Midshipmen
Upcoming games
The Midshipmen were favored eight times in the 2025 regular season, won all eight and covered only twice. Navy football finished 10-2 straight up and 4-8 against the spread, with eight of its 12 games going over the total.
Eight wins as favorites, two covers
Navy went 10-2 in the 2025 regular season and 4-8 against the spread, a 33.3% cover rate. Nine FBS sides out of 136 had a worse cover rate, and 16 shared Navy’s.
All eight games as favorites were wins, and six of them landed inside the number: 38-24 over UAB at -22.5, 21-13 over Rice at -14.5, 34-31 over Air Force at -13.5, 32-31 at Temple at -10.5, 42-32 over Florida Atlantic at -14.5 and 17-16 over Army at -6. October went 3-0 straight up and 0-3 against the line.
Getting points
Four games as underdogs: two wins, two covers. South Florida fell 41-38 with Navy at +280, a 2.8-unit return. Memphis lost 28-17 with Navy getting 4, a game with no moneyline posted. The two losses, 31-17 at North Texas and 49-10 at Notre Dame, both missed the spread.
The moneyline
Ten games carried a posted price, and one unit on Navy in each returned 2.12 units. The five priced home games made 3.31; only 14 FBS teams did better at home. The four priced road games lost 1.58.
The total
Eight of the 12 went over. Only eight FBS teams went over more often; eight others matched it. Navy scored 31.17 points a game and allowed 26.0.
The season closed with a 35-13 Liberty Bowl win over Cincinnati.
Questions and answers
What was Navy’s record against the spread?
4-8 across the 2025 regular season, with nine FBS teams below it.
How did Navy do as a favorite in 2025?
8-0 straight up, 2-6 against the spread.
Did Navy pay as an underdog?
Two wins in four games; the 41-38 win over South Florida at +280 returned 2.8 units.
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